PERSONAL CHECKING
Imagine a world without unnecessary fees. Now imagine a “free checking” account that is legitimately free of unavoidable fees. That’s the benefit of banking with Levo Credit Union.
Not A Member?
Keep it simple with free checking.
Life gets easier with better banking, especially when it's free. Take advantage of our free checking account and discover all the great benefits it has to offer. It's the no-fee, no-fuss account for managing your money.
Members can open new checking accounts through online or mobile banking.
Transparent Fees
Levo Credit Union prides itself on offering its valued members the fee-free checking they deserve. That’s why we keep them to a bare minimum. Take a look at how they stack up compared to the average bank.
Features | The Average Bank | Levo |
---|---|---|
REQUIRED OPENING DEPOSIT | $100 | $0 |
MINIMUM DAILY BALANCE FEE | $5.95/month | $0 |
OVERDRAFT LINE OF CREDIT ACCESS | $3/transfer | $0/transfer |
BILL PAY FEE | $8/month | $0 |
OUT OF NETWORK ATM USAGE FEE | $2 - $3.50 | $2 |
Direct Deposit
It’s easy to get your paycheck funds directly into your account. Access your money faster by bypassing a paper paycheck. Simply enroll in ClickSwitch below to initiate the process of direct deposit and more. (You will need an access code from a Levo Member Service Officer.)
ATM/Checkcard Access
Each checking account comes with a free checkcard to be used online, at brick-and-mortar stores and at ATMs nationwide—more than 88,000 of them without fees. There are no monthly or transaction fees for using it, and it’s usable wherever Visa® Debit Cards are accepted.
Your Levo Credit Union check card is equipped with Visa Secure - a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction. To learn more click here.
Lost or Stolen Card
For member service or to report a lost or stolen card call 605.334.2471 or 800.568.5711.
After business hours, call 800.236.2442.
Online/Mobile Services
There's no need to hustle over to a branch to get your basic banking needs taken care of. Here's the array of things you can get done in our online banking platform or the Levo Credit Union mobile app:
- Check balances
- Pay bills
- Open new accounts
- Transfer funds
- Reorder checks
- View statements
- Make loan payments
- Set up text/email alerts*
- Mobile deposit
- Chat with us
- EasyVest
- Send money P2P
- Set card controls
- Redeem rewards
- Mobile Wallet
- Stop payments
- and more...
*Standard text/data rates may apply.
Payroll Deduction
Why not let us take care of those recurring transactions - and you can just enjoy your paydays.
We can arrange -- through your employer payroll office or by automatic transfer here at the credit union -- to make your loan payments for you. We can also help you save on a regular basis with transfers to regular savings, Christmas club or other special share accounts, your IRA shares, or put money into the kids' accounts.
In addition to saving you the time spent making these payments and deposits yourself, Payroll Deduction never "forgets".
Overdraft Protection
A backup plan is always helpful. That’s why we offer a line of credit specifically for overdrafts so you don’t have to worry about being charged a fee when you accidentally overdo your spending. There’s no cost to add it—you just pay a minimal interest rate when (or if) you use it.
Interest Earned
There’s nothing like earning a little extra dough for doing next to nothing! Your Levo Credit Union checking account can also earn dividends—it’s one of the many benefits of being a credit union member.
Checking Dividend Rates
You can earn dividends just by banking with Levo Credit Union. Here's what you can expect currently:
Minimum Balance | Dividend Rate | APY* | |
---|---|---|---|
AT ACCOUNT OPENING | $0 | 0.00% | 0.00% |
AT INTEREST-EARNING THRESHOLD | $2,000 | 0.02% | 0.02% |
*APY = Annual Percentage Yield. Rates and Annual Percentage Yields are subject to change monthly as determined by the Credit Union Board of Directors. A complete description of these accounts is available upon request, and will be provided at account opening.
Visa® Credit Cards are issued by Levo Credit Union, Member NCUA. Pursuant to a license by Visa U.S.A. Inc.
Not a member?
*Members can apply through the online or mobile banking app.
Reorder Paper Checks
If you’re all out of paper checks, you can reorder with ease online. If you have your checks through our Checks for Less™ program*, you can reorder right here with your next sequential check number and your 13-digit account number.
*Members can also reorder through online or mobile banking.
*Price per 150-check box is $14.99 for the official Levo Credit Union check design and $16.99 for all other styles. If you order your checks through another provider or you don’t know the required numbers listed above, call 605-334-2471 or 800-568-5711 to reorder over the phone.