Your Home. Your way.

About Conventional Mortgages

Fixed Rate Loan

This rate is fixed to provide long-term stability and predictable monthly payments. It is available with several term options, with most people choosing either a 15-year or 30-year term. You can avoid mortgage insurance if you have a 20% down payment or 20% equity in the home. A down payment as low as 5% is accepted (3% for first-time homebuyers). Available for both purchase and refinance.

Adjustable Rate Loan

Planning a short stay? Take advantage of low early rates, ideal if you have the ability to pay off your loan early and frequently. This option works well for short-term residency, as rates fluctuate with the market. It’s a good fit if you expect interest rates to drop soon. Available for both purchase and refinance.

Current Home Loan Interest Rates

Mediocre mortgages are a dime a dozen. That’s why Levo flips the script—we have local underwriting, speedy qualification decisions and minimal fees and interest rates. Let’s talk about what the Levo mortgage team can do for your home purchasing goals.

*APR – Annual Percentage Rate. Your loan interest APR will be determined by your credit score. The numbered tiers shown represent credit score ranges as follows: 1= 720+, 2= 680-719, 3= 679 or lower. The specific rate will be set at the time of loan application review. Variable rates are subject to change at the end of each calendar quarter and shall not exceed 18.00% APR. First Mortgage and Construction Loans are subject to an origination fee of 0.75% or $1,000.